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Kids and Christmas: How much is TOO much?

Christmas is a pickle for kids, yo. I can reign in expectations for adults. Point out we clearly don’t need more presents. Shift to giving more of my time and energy instead of stuff. That’s all great. But for my two year old? It feels much more complex. I want him to have a Christmas […] Read more…

How to prioritize luxury in your budget

The word luxury is rich, cozy, and chic all wrapped up into one word. It invokes warm fuzzy feelings of spa days, fluffy robes and gobs of money. While I might not find myself at the spa on a regular basis (someday!) I can still find ways to incorporate little luxuries into my life by […] Read more…

Posted in Abundant Living | Comments Off on How to prioritize luxury in your budget

How I evaluate my families spending by season

My new blog post today looks a little different. I don’t have a new how-to series, no free training to promote. Today, I’m sharing a little bit more about my life. Both so you can get to know me better and so I can show you how I apply my value-based spending principles to my […] Read more…

Posted in Nicole's Life | Comments Off on How I evaluate my families spending by season

How to avoid a credit card late payment

First, it dawns on you. You forgot to make a credit card payment. Second, you panic. You’re an adult, you know this stuff is important, how are you messing up at life so much?! Third, the shame comes. You feel that shame deep in your gut, you don’t want to call the company and your […] Read more…

Have an opinionated family? Three things to do before taking their financial advice

Would you rather have a big house or a luxury car? Have a big wedding or pay off your student loans? The way you answer these questions, and countless others, is a glimpse into your money mindset. Your money mindset is your belief system about money that you have developed, consciously and unconsciously, throughout your […] Read more…

Posted in Money and Family, Money Mindset | Comments Off on Have an opinionated family? Three things to do before taking their financial advice

The most important investment most people overlook

What’s your most valuable asset? I’ll wait right here while you think about it. Did you think of a 401K account? Your house’s value? These are important, sure. But I would argue that the most valuable asset you have is YOU. You generate income. You decided how to spend and invest that income. You write […] Read more…

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