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Archive of ‘Managing Debt’ category

How to avoid a credit card late payment

First, it dawns on you. You forgot to make a credit card payment. Second, you panic. You’re an adult, you know this stuff is important, how are you messing up at life so much?! Third, the shame comes. You feel that shame deep in your gut, you don’t want to call the company and your […] Read more…

Need a credit card debt pep talk?

I avoid talking about debt a lot. Credit card debt, specifically. Which might sound a little crazy because I know it’s on your mind. It’s on my mind too. I hate debt. But I avoid writing about it because of its energy. It’s heavy. It’s loaded with shame. And it’s stealing your power and keeping […] Read more…

How I Beat Credit Cards

I hate credit cards. This hasn’t always been the case. Credit cards have been really useful to me in the past. They were my safety net when I was short on cash, my fail safe Ialwayshavethecard back up plan. But then I realized that credit cards had me trapped in an ugly cycle. Sure, I […] Read more…

Winter Blues? How to stay on track with your money

It’s a very grey January around here. Spring is nowhere in sight, it gets dark way to early and its flu season! For me, it takes a few weeks to snap out of this post-holiday, mid-winter fog. And when I’m in it, I’m not always my go-getter, Type-A-To-The-Max self. So, some stuff slides. It happens, […] Read more…

Two strategies to pay off your debt

There is a lot of personal finance advice out there! I personally love to read all the latest books on money management, but I realize not everyone is that big of a money nerd. So today I’m going to break down the guru wisdom of Dave Ramsey and Suze Orman and tell you how you […] Read more…

Why student loans worked for me

I reached a milestone in my financial journey this month that I have been looking forward to for a long time: I paid off my undergraduate student loans. While I feel relief that I’m closing that chapter of borrowing, looking back on my college preparation and experience, it was all worth it. With this in […] Read more…