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Archive of ‘Spend Less’ category

A budget isn’t about spending less. Its about this….

People always get scared to show me their budget because they think I’m going to tell them where they are spending too much money. But that isn’t the case. My goal is to optimize your budget, not just reduce it. Optimizing your spending focuses on where your money is going. Building a spending plan and sticking […] Read more…

Read this before you go Christmas shopping

Before you shop for Christmas try to remember the gifts you received for Christmas the past couple years. How many can you remember? Which ones were special? Americans fork out a lot of cash on presents each December. Too many of those gifts don’t end up getting loved and that is just a waste all […] Read more…

Why I track my spending (and you should too)

In my coaching program, I teach clients how to develop a spending plan and track their purchases each month. This scares a lot of people. There are a lot of excuses that I hear (too much work!) but really most people just don’t want to look at their numbers on a regular basis. And let […] Read more…

Spring cleaning your inbox for your budget

There are times in your life you need to shop more than normal. I recently moved and am planning for a new baby. Between what the baby will need (holy crap, a lot more then I thought) what I need (anything that fits) and what the house needs (a couple fully furnished rooms, please) I’ve […] Read more…

Two quick tips to save this holiday season

Since you are probably in the middle of decking your halls and trying to figure what to get Uncle Ned for Christmas, I’ll keep this brief. In the midst of all this holiday jumble, here are two easy ways to help keep some dollars in your pocket. 1. Unsubscribe from retail emails. Seeing sales emails […] Read more…

Four reasons not to shop on Black Friday

I wonder what the pilgrims would think of the Black Friday phenomenon? I bet they’d say “What the hell?” Heading out at 4am to snag the best Black Friday deal under the guise of saving money is well… shortsighted. You might have saved a buck, but are you evaluating the true cost of the effort? […] Read more…

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