Archive of ‘Spend Less’ category

What your food numbers really tell you

Food is a hot button topic on any budget. It’s one of the first areas my clients zero in on to cut back. When you first start tracking, your food totals can be shocking! As a coach, food is also one of the first categories I want to look at with my clients because it’s […] Read more…

Don’t wait till it gets better to get started

We want our financial lives to be linear. Your salary, savings and net worth continually increasing. But that isn’t real life. Real life is layoffs, jobs you hate, medical issues, and kids. Real life is “I don’t care how much the pizza costs, just order it.” As you ebb and we flow through life, so […] Read more…

A budget isn’t about spending less. Its about this….

People always get scared to show me their budget because they think I’m going to tell them where they are spending too much money. But that isn’t the case. My goal is to optimize your budget, not just reduce it. Optimizing your spending focuses on where your money is going. Building a spending plan and sticking […] Read more…

Read this before you go Christmas shopping

Before you shop for Christmas try to remember the gifts you received for Christmas the past couple years. How many can you remember? Which ones were special? Americans fork out a lot of cash on presents each December. Too many of those gifts don’t end up getting loved and that is just a waste all […] Read more…

Why I track my spending (and you should too)

In my coaching program, I teach clients how to develop a spending plan and track their purchases each month. This scares a lot of people. There are a lot of excuses that I hear (too much work!) but really most people just don’t want to look at their numbers on a regular basis. And let […] Read more…

Spring cleaning your inbox for your budget

There are times in your life you need to shop more than normal. I recently moved and am planning for a new baby. Between what the baby will need (holy crap, a lot more then I thought) what I need (anything that fits) and what the house needs (a couple fully furnished rooms, please) I’ve […] Read more…

1 2 3 4